Project Catalyst
A multi-pillar financial ecosystem operating via Sevres Company Limited, linking scalable digital gateways, compliant blockchain remittance channels, and algorithmic cashflow credit underwriting.
Competitive advantage / usp – What is the one thing your product/service does better than anything else?
Project Catalyst undercuts prevailing market lending models by delivering capital to verified commercial borrowers at interest rates under 2%, compared to regional competitive bands that sit between 5% and 10%. This asymmetric pricing structure is driven by a bespoke, algorithmic cashflow data engine that traces transaction velocity inside the merchant gateway feed to dynamically calibrate working risk profiles without relying on static legacy assets.
What is the problem you are trying to solve, and how do you know it’s actually a problem?
Nigeria’s commercial core suffers from an acute $158.1 billion SME financing gap alongside high transaction friction across the country’s unbanked and underbanked population. Micro-enterprises and younger demographics face excessive borrowing rates and slow cross-border diaspora remittance networks. Project Catalyst exploits this systemic gridlock by utilizing automated cash-lite settlement frameworks to lower operational barriers for millions of domestic enterprises.
Demographics – Who is your target customer?
Mass Market: Underbanked and unbanked consumer segments aged 18 and above within Nigeria’s growing digital economy.
Enterprise & Corridor: The domestic commercial bedrock consisting of over 41 million active SMEs, combined with diaspora participants moving capital through global remittance channels.
Revenue model – How do you actually make/plan to make money?
Transactional Margins: Capitalizes on diverse high-margin processing tracks, including flat merchant payment gateway fees, optimized foreign exchange (FX) spreads on blockchain corridors, and interest yield on cashflow loans.
Ecosystem Scale & Market Projections
Project Catalyst is positioning its operational framework to capture market share within Nigeria’s multibillion-dollar financial services landscape.